Kentucky FHA Loan Limits for 2014

Mortgage maximums as of Wednesday January 01, 2014 for Kentucky FHA Loans


MSA NameMSA CodeDivisionCounty NameCounty
Code
StateOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale PriceLast RevisedLimit Year
NON-METRO99999 ADAIR001KY$271,050$347,000$419,425$521,250$56,00012/06/2013CY2014
BOWLING GREEN, KY14540 ALLEN003KY$271,050$347,000$419,425$521,250$50,00012/06/2013CY2014
FRANKFORT, KY23180 ANDERSON005KY$271,050$347,000$419,425$521,250$135,00012/06/2013CY2014
PADUCAH, KY-IL37140 BALLARD007KY$271,050$347,000$419,425$521,250$60,00012/06/2013CY2014
GLASGOW, KY23980 BARREN009KY$271,050$347,000$419,425$521,250$52,00012/06/2013CY2014
MOUNT STERLING, KY34460 BATH011KY$271,050$347,000$419,425$521,250$96,00012/06/2013CY2014
MIDDLESBOROUGH, KY33180 BELL013KY$271,050$347,000$419,425$521,250$79,00012/06/2013CY2014
CINCINNATI, OH-KY-IN17140 BOONE015KY$271,050$347,000$419,425$521,250$181,00001/01/2014CY2014
LEXINGTON-FAYETTE, KY30460 BOURBON017KY$271,050$347,000$419,425$521,250$154,00012/06/2013CY2014
HUNTINGTON-ASHLAND, WV-KY-OH26580 BOYD019KY$271,050$347,000$419,425$521,250$80,00012/06/2013CY2014
DANVILLE, KY19220 BOYLE021KY$271,050$347,000$419,425$521,250$94,00012/06/2013CY2014
CINCINNATI, OH-KY-IN17140 BRACKEN023KY$271,050$347,000$419,425$521,250$181,00001/01/2014CY2014
NON-METRO99999 BREATHITT025KY$271,050$347,000$419,425$521,250$60,00012/06/2013CY2014
NON-METRO99999 BRECKINRIDGE027KY$271,050$347,000$419,425$521,250$60,00012/06/2013CY2014
LOUISVILLE/JEFFERSON , KY-IN31140 BULLITT029KY$271,050$347,000$419,425$521,250$225,00001/01/2014CY2014
BOWLING GREEN, KY14540 BUTLER031KY$271,050$347,000$419,425$521,250$50,00012/06/2013CY2014
NON-METRO99999 CALDWELL033KY$271,050$347,000$419,425$521,250$65,00012/06/2013CY2014
MURRAY, KY34660 CALLOWAY035KY$271,050$347,000$419,425$521,250$96,00012/06/2013CY2014
CINCINNATI, OH-KY-IN17140 CAMPBELL037KY$271,050$347,000$419,425$521,250$181,00001/01/2014CY2014
NON-METRO99999 CARLISLE039KY$271,050$347,000$419,425$521,250$81,00012/06/2013CY2014
NON-METRO99999 CARROLL041KY$271,050$347,000$419,425$521,250$108,00012/06/2013CY2014
NON-METRO99999 CARTER043KY$271,050$347,000$419,425$521,250$58,00012/06/2013CY2014
NON-METRO99999 CASEY045KY$271,050$347,000$419,425$521,250$63,00012/06/2013CY2014
CLARKSVILLE, TN-KY17300 CHRISTIAN047KY$271,050$347,000$419,425$521,250$150,00012/06/2013CY2014
LEXINGTON-FAYETTE, KY30460 CLARK049KY$271,050$347,000$419,425$521,250$154,00012/06/2013CY2014
NON-METRO99999 CLAY051KY$271,050$347,000$419,425$521,250$28,00012/06/2013CY2014
NON-METRO99999 CLINTON053KY$271,050$347,000$419,425$521,250$36,00012/06/2013CY2014
NON-METRO99999 CRITTENDEN055KY$271,050$347,000$419,425$521,250$54,00012/06/2013CY2014
NON-METRO99999 CUMBERLAND057KY$271,050$347,000$419,425$521,250$30,00012/06/2013CY2014
OWENSBORO, KY36980 DAVIESS059KY$271,050$347,000$419,425$521,250$113,00012/06/2013CY2014
BOWLING GREEN, KY14540 EDMONSON061KY$271,050$347,000$419,425$521,250$50,00012/06/2013CY2014
NON-METRO99999 ELLIOTT063KY$271,050$347,000$419,425$521,250$70,00012/06/2013CY2014
NON-METRO99999 ESTILL065KY$271,050$347,000$419,425$521,250$94,00012/06/2013CY2014
LEXINGTON-FAYETTE, KY30460 FAYETTE067KY$271,050$347,000$419,425$521,250$154,00012/06/2013CY2014
NON-METRO99999 FLEMING069KY$271,050$347,000$419,425$521,250$104,00012/06/2013CY2014
NON-METRO99999 FLOYD071KY$271,050$347,000$419,425$521,250$45,00012/06/2013CY2014
FRANKFORT, KY23180 FRANKLIN073KY$271,050$347,000$419,425$521,250$135,00012/06/2013CY2014
UNION CITY, TN-KY46460 FULTON075KY$271,050$347,000$419,425$521,250$48,00012/06/2013CY2014
CINCINNATI, OH-KY-IN17140 GALLATIN077KY$271,050$347,000$419,425$521,250$181,00001/01/2014CY2014
NON-METRO99999 GARRARD079KY$271,050$347,000$419,425$521,250$109,00012/06/2013CY2014
CINCINNATI, OH-KY-IN17140 GRANT081KY$271,050$347,000$419,425$521,250$181,00001/01/2014CY2014
MAYFIELD, KY32460 GRAVES083KY$271,050$347,000$419,425$521,250$84,00012/06/2013CY2014
NON-METRO99999 GRAYSON085KY$271,050$347,000$419,425$521,250$89,00012/06/2013CY2014
NON-METRO99999 GREEN087KY$271,050$347,000$419,425$521,250$47,00012/06/2013CY2014
HUNTINGTON-ASHLAND, WV-KY-OH26580 GREENUP089KY$271,050$347,000$419,425$521,250$80,00012/06/2013CY2014
OWENSBORO, KY36980 HANCOCK091KY$271,050$347,000$419,425$521,250$113,00012/06/2013CY2014
ELIZABETHTOWN-FORT KNOX, KY21060 HARDIN093KY$271,050$347,000$419,425$521,250$128,00012/06/2013CY2014
NON-METRO99999 HARLAN095KY$271,050$347,000$419,425$521,250$59,00012/06/2013CY2014
NON-METRO99999 HARRISON097KY$271,050$347,000$419,425$521,250$86,00012/06/2013CY2014
NON-METRO99999 HART099KY$271,050$347,000$419,425$521,250$99,00012/06/2013CY2014

Selection criteria
Sorted by:County
State:KY
County:
County Code:
MSA Name:
MSA Code:
Limit Type:FHA Forward
Limit Year:CY2014
Last Revised: 

The CY2014 basic standard mortgage limits for FHA insured loans are:
   One-family Two-family Three-family Four-family 
 FHA Forward $271,050.00 $347,000.00 $419,425.00 $521,250.00 
 HECM $625,500.00   
 Fannie/Freddie $417,000.00 $533,850.00 $645,300.00 $801,950.00 

High cost area limits are subject to a ceiling based on a percent of the Freddie Mac Loan limits
The ceilings for CY2014 are:
   One-family Two-family Three-family Four-family 
 FHA Forward $625,500.00 $800,775.00 $967,950.00 $1,202,925.00 
 HECM $625,500.00   
 Fannie/Freddie $625,500.00 $800,775.00 $967,950.00 $1,202,925.00 

Section 214 of the National Housing Act provides that mortgage limits for Alaska, Guam, Hawaii, and the Virgin Islands may be adjusted up to 150 percent of the new ceilings. This results in new CY2014 ceilings for these areas of:
   One-family Two-family Three-family Four-family 
 FHA Forward $938,250.00 $1,201,150.00 $1,451,925.00 $1,804,375.00 
 Fannie/Freddie $938,250.00 $1,201,150.00 $1,451,925.00 $1,804,375.00 



This is a listing of the FHA single family mortgage limits. This listing was downloaded from the Department's Computerized Home Underwriting Management System. Since mortgage limits are updated constantly, please contact the Homeownership Center if you believe this information is in error.