|In general, maximum guaranty from entitlement, assuming the veteran has full entitlement, is as shown in the table below. Loan Amount||Maximum Potential Guaranty||Special Provisions|
|Up to $45,000||50 percent of the loan amount.||Minimum guaranty of 25 percent on IRRRLs.|
|$45,001 to $56,250||$22,500||Minimum guaranty of 25 percent on IRRRLs.|
|$56,251 to $144,000||40 percent of the loan amount, with a maximum of $36,000.||Minimum guaranty of 25 percent on IRRRLs.|
|$144,001 to $417,000||25 percent of the loan amount||Minimum guaranty of 25 percent on IRRRLs.|
|Greater than $417,000||
The lesser of:
25 percent of the VA county
loan limit, or
25 percent of the loan amount
|Minimum guaranty of 25 percent on IRRRLs|
VA Minimum Guaranty for Kentucky VA Mortgage Loans
• Must have a minimum 25% guaranty.
• Guaranty may be from VA Entitlement or VA Entitlement plus cash down payment/equity in the property.