I specialize in Louisville, Kentucky FHA, VA, USDA, KHC, Fannie Mae and Jumbo mortgages loans in Ky. I am based out of Louisville, Kentucky. I have helped over 589 Kentucky families buy their first home and refinance their current mortgage for a lower rate; For the first time buyer with little money down, we offer Kentucky Housing or KHC loans with down payment assistance. Free Mortgage Pre-qualifications same day. Call or text me at 502-905-3708 email@example.com NMLS#57916
·Little Cash Needed!100% Financing, Zero down paymentsplus funding fee for purchases and refinances down to a 620 credit score
·Relaxed Qualifying Guidelines!Flexible income, debt and credit requirements to help borrowers qualify
Typically at least 2 years must have elapsed from the completion of the foreclosure and the file must contain documentation of reestablished satisfactory credit for the borrower. If the foreclosure was on a Kentucky VA loan, the applicant might not have full entitlement. Ensure the applicant’s COE reflects sufficient entitlement to ensure at least 25% guaranty.
·Gifts Allowed!Funds for optional down payments and all closing costs may come from gifts
·Seller Contributions may cover all of the closing costs!Up to 4% towards recurring items such as prepaids and financing concessions such as the funding fee. The nonrecurring closing costs don't count towards the seller contribution limit
·No monthly MI!Initial Funding Fee may be financed or seller may pay as part of the 4% allowable contribution or premium pricing may pay it